Welcome to https://www.nakedwallet.com/. This website (the “site”) is comprised of various web pages operated by The Naked Wallet® (“Naked Wallet”). Our website is offered to you contingent upon your acceptance without modification of the terms, conditions, and notices contained herein (the “terms”). Your use of https://www.nakedwallet.com/ constitutes your agreement to all such terms. Please read these terms carefully, and keep a copy of them for your reference.

https://www.nakedwallet.com/ is an e-commerce site intended for use by individuals ages thirteen and older.

Privacy

Your use of https://www.nakedwallet.com/ is subject to The Naked Wallet® Privacy Policy. Please review our Privacy Policy, which further governs the website and informs users of our data collection practices.

Electronic Communications

Visiting https://www.nakedwallet.com/ or sending emails to The Naked Wallet® constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the website, satisfy any legal requirement that such communications be in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account, username, and password. Further, you are responsible for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that The Naked Wallet® is not responsible for third party access to your account that results from theft or misappropriation of your account. The Naked Wallet® and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

The Naked Wallet® does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under the age of thirteen, you may not use this website.

Shipping & Refund Policy

Please review The Naked Wallet® shipping and refund policies prior to purchasing goods from our website.

Links to Third Party Sites / Third Party Services

The Naked Wallet® website may contain links to other sites (“linked sites”). The linked sites are not under the control of The Naked Wallet®, and The Naked Wallet® is not responsible for the content of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site. The Naked Wallet® provides these links to you only as a convenience, and the inclusion of any link does not imply endorsement by The Naked Wallet® of the site or any association with its operators.

Certain services made available via https://www.nakedwallet.com/ are delivered by third party sites and organizations. By using any product, service, or functionality originating from the https://www.nakedwallet.com/, you hereby acknowledge and consent that The Naked Wallet® may share such information and data with any third party with whom The Naked Wallet has a contractual relationship to provide the requested product, service, or functionality on behalf of https://www.nakedwallet.com/ users and customers.

No Unlawful or Prohibited Use / Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use The Naked Wallet® website strictly in accordance with these Terms of Use. As a condition of your use of the site, you warrant to The Naked Wallet® that you will not use the site for any purpose that is unlawful or prohibited by these terms. You may not use the site in any manner which could damage, disable, overburden, or impair the site or interfere with any other party’s use and enjoyment of the site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the site.

All content included as part of the service, such as text, graphics, logos, and images, as well as the compilation thereof, and any software used on the site, is the property of The Naked Wallet® or its suppliers and is protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on The Naked Wallet® website. The Naked Wallet® content is not for resale. Your use of the site does not entitle you to make any unauthorized use of protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of The Naked Wallet® and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of The Naked Wallet® or our licensors except as expressly authorized by these terms.

International Users

The Naked Wallet® website is controlled, operated, and administered from our offices within the USA. If you access the website from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use The Naked Wallet® content accessed through https://www.nakedwallet.com/ in any country or in any manner prohibited by any applicable laws, restrictions, or regulations.

Indemnification

You agree to indemnify, defend, and hold harmless The Naked Wallet®, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the website. Further included is your violation of any terms of this agreement, or your violation of any rights of a third party, applicable laws, rules, or regulations. The Naked Wallet® reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with The Naked Wallet® in asserting any available defenses.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. THE NAKED WALLET® AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THE SITE AT ANY TIME.

THE NAKED WALLET® AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. THE NAKED WALLET® AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE NAKED WALLET® AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF THE NAKED WALLET® OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination / Access Restriction

The Naked Wallet® reserves the right – in its sole discretion – to terminate your access to the website and related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of California and you hereby consent to the exclusive jurisdiction and venue of courts in California in all disputes arising out of or relating to the use of the site. Use of the site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and The Naked Wallet® as a result of this agreement or use of the website. The performance of this agreement is subject to existing laws and legal processes, and nothing contained in this agreement is in derogation of our rights to comply with governmental, court, and law enforcement requests or requirements relating to your use of the site or information provided to or gathered by The Naked Wallet® with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law, including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and The Naked Wallet® with respect to the website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the user and The Naked Wallet® with respect to the site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms

The Naked Wallet® reserves the right – in its sole discretion – to change the Terms of Use under which this website is offered. The most current version of the terms will supersede all previous versions. The Naked Wallet® encourages you to periodically review the terms to stay informed of our updates.

Contact Us

The Naked Wallet welcomes your questions or comments regarding the Terms of Use:

The Naked Wallet
2753 Camino Capistrano
Suite A-100
San Clemente, CA 97672

Email Address: customerservice@nakedwallet.com

Telephone Number: 800-644-4313

Effective as of December 4, 2014